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Terms of Use
The Position Limits Databank ("PLD") makes available on this Web site (the "Site") information, documents and products (collectively, the "Materials") and various services operated by Position Limits Databank (collectively, the "Services"), subject to the terms and conditions set forth in this document (the "Terms of Use"). By accessing or using this Site, which includes access to or use of any of the Services, all users agree to the Terms of Use.

PLD reserves the right to change the Terms of Use from time to time at its sole discretion. Use of the Site will be subject to the most current version of the Terms of Use posted on the Site at the time of such use. In addition, when using particular Services or Materials on this Site, users shall be subject to any posted guidelines or rules applicable to such Services or Materials that may contain terms and conditions in addition to those in the Terms of Use. All such guidelines or rules are hereby incorporated by reference into the Terms of Use.

The Materials and Services on this Site are protected by copyright and/or other intellectual property laws, and any unauthorized use of the Materials or Services at this Site may violate such laws. Except as expressly provided herein, PLD and its suppliers do not grant any express or implied right to users under any patents, copyrights, trademarks, or trade secret information, with respect to the Materials and Services.

Registration Data and Account Security
In consideration of your use of the Site, you agree to (a) provide accurate, current and complete information about you as may be prompted by any registration forms on the Site ("Registration Data"); (b) maintain the security of your password and identification; (c) maintain and promptly update the Registration Data, and any other information you provide us, to keep it accurate, current and complete; and (d) be fully responsible for all use of your account and for any actions that take place using your account.

Third Party Web Sites
The Position Limits Databank Web site contains links to third party web sites that are not under our control. PLD makes no representation whatsoever about any other Web site to which users may have access through this Site. When users access a non-PLD Web site, they do so at their own risk, and PLD is not responsible for the accuracy or reliability of any information or data made on those sites, or for the quality of any products or services available on such sites. PLD provides the aggregated links merely as a service, and the inclusion of such links does not imply that PLD endorses or accepts any responsibility for the content or uses of such Web sites.

Privacy | Security Policy
The Institute for Financial uses its best efforts to respect and protect the privacy of our online visitors, program and Web-course users, and donors. We will not share your e-mail address or other personal information with third parties.

Please note that if you read or download any pages on this Web site, the IFM may automatically collect and store:

•   the requested Web page,
•   the status of the request (whether it was successful or not),
•   the date and time you access our site,
•   the Internet address of the Web site or the domain name of the computer from which you accessed our site,
•   the type and version of the Web browser, and
•   the operating system of the computer running the Web browser.

In addition to using this information to send the requested site pages to your computer, we use this information to monitor the performance of our Web server and diagnose system problems and to otherwise administer our system. The IFM Web site uses https security protocol to communicate with your Internet browser software, and Web pages display the VeriSign logo where sensitive information is being displayed or transferred. This method is the industry standard security protocol, which makes it extremely difficult for anyone else to intercept the sensitive information you send to us.

Linking to this site
All links to this Web site must be approved in writing by the IFM.

Limitation of Liability
In no event will the IFM be liable to any party for any direct, indirect, incidental, special, exemplary or consequential damages of any type whatsoever related to or arising from this Web site or any use of this Web site, or of any site or resource linked to, referenced, or accessed through this Web site, or for the use or downloading of, or access to, any materials, information, products, or services, including, without limitation, any lost profits, business interruption, lost savings or loss of programs or other data, even if IFM is expressly advised of the possibility of such damages. This exclusion and waiver of liability applies to all causes of action, whether based on contract, warranty, tort, or any other legal theories.

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